Question 1

Is PTL mandatory before registry?

Accepted Answer

Yes. In 2026 YEIDA treats any transfer without a Permission to Lease as illegal. Mutation and the final lease deed will not be approved without PTL.

Question 2

How long does the digital TM process take?

Accepted Answer

The Transfer Memorandum is typically issued within 15–30 days of a complete digital application, including biometric verification and digital signatures of both parties.

Question 3

What happens if I transfer without PTL?

Accepted Answer

The transfer is deemed illegal: no mutation, no final lease deed, no bank loan eligibility, and the plot risks cancellation by YEIDA.

Question 4

Can I extend the 3-year construction deadline?

Accepted Answer

YEIDA requires at least 50% construction within 3 years of possession. Extensions may be sought from the authority with valid grounds, but penalties apply for non-compliance.

Question 5

What is the total transfer cost?

Accepted Answer

Roughly 10.5–11.5% of the circle-rate value: 2.5% transfer charges, 7% stamp duty, 1% processing fee, plus one-time lease rent and PLC (5% per PLC, max 15%). See the full breakdown on our transfer charges page.

YEIDA Rules for PlotTransfers in 2026

2026 Rule Changes at a Glance

PTL — Permission to Lease

Digital Transfer Memorandum

Registry Process & Costs

The 3-Year Construction Rule

Encroachment & Drone Surveillance

Frequently Asked Questions

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